Travel Overseas

Skiing is a great way to have fun and get that adrenaline pumping, but even an experienced skier may face an emergency on the slope. A lot can go wrong and it’s always worth it to buy travellers insurance when preparing for a ski trip. Travellers insurance is inexpensive and easy to purchase.

Sometimes, kids are even covered for free. Whether you need to replace your lost luggage or suddenly become ill, it’s a good idea to get be protected with travel insurance. The most adept skiers rely upon their equipment, the resort and all of the other people around, factors which can easily lead to an accident.

Travellers insurance often covers trip cancellation, travel interruption, possessions, medical emergencies (often including helicopter rescue and sometimes including pre-existing medical coverage), personal liability, theft, piste rescue, repatriation, piste closure, ski equipment and avalanche insurance. It’s also wise to consider accidental death insurance if you don’t already have a life insurance policy. Policies come in single, multi-trip or annually. If you enjoy skiing more than once a year, annual insurance could be a great choice for you.

You can also choose what you could like to be covered. Basic package plans are the broadest while some travels insurance cover only medical treatment or equipment. You will need to read through the different policies that are available to you, including the fine print. Reputable insurance companies will give you a policy that is tailored to suit your needs.

Close to 14 per cent of Europeans ski without buying travellers insurance prior to their trip. But even on a nursery slope, bones can be broken. Different types of skiing are generally all covered, such as cross country, freestyle, back country touring and ski mountaineering. To make an insurance claim, simply contact your insurance company for a claims form to send back to them. Most companies can give you a quote online and will be happy to answer any questions that you may have for them.

You’ll be able to enjoy your ski trip with peace of mind, knowing that even if the worst should happen, you’ll be covered with one of the many comprehensive options that are available.

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